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Recommended Host for PayPal
Hosts that Accept PayPal
Some website owners prefer to pay for online purchases with PayPal. While many hosts accept PayPal for payment, not all do. The hosting companies featured on this page gladly allow PayPal payments.
What about hosts that let you accept PayPal payments?
Short answer: all hosts allow you to accept PayPal -- as this is done via simple codes you can copy and paste into your HTML, though there is varying degrees of support for advanced features.
More About Online Payments
Planning on selling products or services online? You’ll need a merchant account if you want to accept credit card or debit card payments. Traditional merchant accounts can be costly both in terms of startup and maintenance.
This is why many businesses impose a minimum purchase amount for credit card users—it's to cover the fees they must pay in order to maintain their merchant accounts with credit card providers. Using PayPal allows you to skip the hassle of a merchant account, because PayPal is the merchant account.
PayPal allows you to collect payment information to be processed at a later date, provide account access to multiple employees, customize the payment page to match the look and feel of your website, and more.
Available in numerous countries, PayPal fees vary according to location and sales volume. As with a traditional merchant account, you must apply to take advantage of the website's pro hosted solution. Applications are reviewed and approved within five to seven business days.
PayPal can be integrated into your website with HTML, with the button API, or through shopping carts or e-commerce platforms. If you’re not HTML or code savvy, the best way to integrate is through your e-commerce platform. Check your host's requirements before signing up for an account to ensure compatibility.
PayPal Hosting Frequently Asked Questions
What is PayPal?
PayPal is a service that allows you to send and receive payments online using email addresses. They're the world's largest online payment services company. PayPal is a private company and is not legally classified as a bank in all countries, but as a payment intermediary, so regulations apply somewhat differently to PayPal than to traditional banks.
You can also send invoices using PayPal, set up recurring automatic subscription payments, process phone-based credit card payments, and integrate PayPal into your website using easy shopping cart integration and APIs.
What kinds of plans does PayPal offer?
PayPal offers three kinds of accounts:
- Personal accounts are intended for consumers who are want to use PayPal to shop online and are not charged any fees for the majority of transactions.
- Premier accounts are for PayPal members with a high volume of transactions, or who need to be able to accept credit card payments.
- Business accounts include many more features, such as the ability to use a company or group name for your account, lower fees for higher volume transactions, and the ability to accept payments from people without PayPal accounts themselves.
Both premier and business accounts come with extra features such as unlimited credit card payments, the ability to accept automatic subscription payments, multiple logins, and phone support.
What sort of fees does PayPal charge?
PayPal doesn’t charge any fees for buyers, and sellers are usually charged a percentage plus a flat fee per transaction, but no monthly fees for basic plans. The percentage can vary for international sales, high volume discounts, nonprofits, and other factors. For personal accounts, PayPal doesn't charge any setup fees, monthly fees, or termination fees, unlike many traditional merchant accounts. Some of PayPal's plans, however, do charge a monthly fee.
What are PayPal Payments Advanced?
PayPal Payments Advanced is a program available for a small monthly fee that includes extra features for merchants. With PayPal Payments Advanced, you get PayPal's online invoicing and mobile payment tools, and your customers can check out and process their payments without ever leaving your website. You also receive a free card reader for processing payments in person using your smartphone, and can offer no-interest financing for your customers.
Why do people use PayPal to accept payments rather than doing it directly?
In order to accept credit or debit card payments, businesses need to set up merchant accounts. Merchant accounts usually charge monthly fees in addition to per-transaction fees, and can be prohibitively expensive for small businesses. One big reason for PayPal's popularity is that there are no monthly fees to accept payments, just per-transaction fees.
Are there any drawbacks to using PayPal?
PayPal's legal status is somewhat complicated. It's legally classified as a bank in some countries, but not in others.
In the United States, PayPal is not considered to be a bank, but a payment intermediary. As a result, PayPal account balances in the United States do not benefit from FDIC insurance, and only credit card transactions are protected from seller fraud, not debit card or bank transactions.
Some complain that PayPal withholds money or delays transactions, resulting in sellers being unable to withdraw money that they've been sent by customers.
What alternatives are there to PayPal for receiving payments?
Some popular alternatives to PayPal for payment processors and merchant bank accounts include Stripe, Amazon Payments, 2Checkout, and E-Junkie.
How does PayPal compare to Stripe?
Stripe is a payment processor for businesses based in the US and Canada, with fees comparable to PayPal's. Stripe is available to integrate with ecommerce services such as Shopify, BigCommerce, and WooCommerce, and can be integrated into WordPress sites with plugins.
Unlike PayPal, Stripe’s payment forms are self-hosted and performed all on your website, and they deposit payments into your bank account automatically, whereas PayPal payments end up in your PayPal account balance and must be manually withdrawn. However, Stripe has a waiting period of seven days before you receive your money.
How does PayPal compare to Amazon Payments?
Amazon Payments is a payment processor and merchant bank account with fees comparable to PayPal. Using Amazon Payments, you can set up simple "buy now" buttons for your website, or create a fully integrated shopping cart using software like CoreCommerce, 3dcart, or ShopSite.
Amazon Payments has a waiting period of 3-5 days for transactions. It automatically deposits your money into your chosen bank account. It does require a bit of technical knowledge to set up the integration, however; and they also hold back a portion of your earnings as a cushion against chargebacks.
How does PayPal compare to 2Checkout?
2Checkout is a payment processor and merchant bank account available in any country. Its fees in the United States are comparable to PayPal's, but higher in other countries. Your funds are released to you every Thursday.
2Checkout's main advantage is that they're available in many countries where PayPal is not.
How does PayPal compare to E-Junkie?
E-Junkie is a popular option for selling digital products, since they can automatically send digital goods to the buyer immediately upon their purchase. The download links expire after a few downloads or a set time limit, protecting your digital goods from being pirated or shared with others.
Unlike PayPal, E-Junkie doesn’t charge any transaction fees at all; just a flat monthly fee based on the number of products you're selling.